[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.terranet.cz\/jak-v-novem-roce-usetrit\/#Article","mainEntityOfPage":"https:\/\/www.terranet.cz\/jak-v-novem-roce-usetrit\/","headline":"Jak v nov\u00e9m roce u\u0161et\u0159it","name":"Jak v nov\u00e9m roce u\u0161et\u0159it","description":"S p\u0159\u00edchodem nov\u00e9ho roku si mnoho z n\u00e1s l\u00e1me hlavu nad t\u00edm, jak se st\u00e1t tou nejlep\u0161\u00ed mo\u017enou verz\u00ed sv\u00e9ho […]","datePublished":"2025-03-07","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.terranet.cz\/author\/#Person","name":"","url":"https:\/\/www.terranet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"terranet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.terranet.cz\/wp-content\/uploads\/img_a334502_w2591_t1548100433.jpg","url":"https:\/\/www.terranet.cz\/wp-content\/uploads\/img_a334502_w2591_t1548100433.jpg","height":0,"width":0},"url":"https:\/\/www.terranet.cz\/jak-v-novem-roce-usetrit\/","about":["Finance"],"wordCount":649,"articleBody":"S p\u0159\u00edchodem nov\u00e9ho roku si mnoho z n\u00e1s l\u00e1me hlavu nad t\u00edm, jak se st\u00e1t tou nejlep\u0161\u00ed mo\u017enou verz\u00ed sv\u00e9ho j\u00e1. Kdy\u017e t\u0159ic\u00e1t\u00e9ho prvn\u00edho prosince \u010dm\u00e1r\u00e1me na kus pap\u00edru sv\u00e1 novoro\u010dn\u00ed p\u0159edsevzet\u00ed, zpravidla si slibujeme, \u017ee letos u\u017e kone\u010dn\u011b budeme hubnout a p\u0159estaneme kou\u0159it. Mo\u017en\u00e1, \u017ee v pl\u00e1nu bude i nau\u010dit se ciz\u00ed jazyk, naj\u00edt si zam\u011bstn\u00e1n\u00ed nebo partnera. A velmi pravd\u011bpodobn\u011b bude sou\u010d\u00e1st\u00ed tohoto seznamu i pl\u00e1novan\u00e1 \u00faspora financ\u00ed.\tJakmile se ale rok p\u0159ehoupne do prvn\u00edho ledna a my – je\u0161t\u011b s m\u00edrnou kocovinou – zji\u0161\u0165ujeme, co \u017ee jsme si to sl\u00edbili, na\u0161e odhodl\u00e1n\u00ed \u010dasto miz\u00ed. A to potom mrz\u00ed nejen n\u00e1s, ale i na\u0161i pen\u011b\u017eenku.\tP\u0159ipravila jsem si pro V\u00e1s tedy n\u011bkolik typ\u016f, jak boj s finan\u010dn\u00edmi p\u0159edsevzet\u00edmi nevzdat hned na za\u010d\u00e1tku a jak neopakovat ka\u017ed\u00fd rok ty stejn\u00e9 chyby.\t\t1. Ur\u010dete si konkr\u00e9tn\u00ed c\u00edle\tP\u0159i sepisov\u00e1n\u00ed Va\u0161ich pl\u00e1n\u016f bu\u010fte v\u017edy co nejkonkr\u00e9tn\u011bj\u0161\u00ed. M\u00edsto nejasn\u00e9ho u\u0161et\u0159it se rad\u011bji zamyslete nad t\u00edm, co p\u0159esn\u011b m\u00e1te pod t\u00edmto pojmem na mysli. Chodit na ob\u011bd do z\u00e1vodn\u00ed j\u00eddelny m\u00edsto restaurace nebo nekupovat oble\u010den\u00ed, kter\u00e9 nutn\u011b nepot\u0159ebuji se V\u00e1m ur\u010dit\u011b bude plnit snadn\u011bji.\t\u00a0\t2. Stanovte si minim\u00e1ln\u00ed hranici m\u011bs\u00ed\u010dn\u00edch \u00faspor \tDobr\u00fdm tipem je ur\u010dit si vlastn\u00ed z\u00e1vazn\u00e9 minimum – \u010d\u00e1stku, kter\u00e1 V\u00e1m mus\u00ed z ka\u017ed\u00e9 v\u00fdplaty zb\u00fdt na \u00fa\u010dtu. V\u00e1\u0161 mozek bude s \u010d\u00e1stkou podv\u011bdom\u011b po\u010d\u00edtat a Vy si na ni p\u0159i ka\u017ed\u00e9 transakci vzpomenete a n\u00e1kup si promysl\u00edte.\t\u00a0\t3. Zalo\u017ete si finan\u010dn\u00ed z\u00e1pisn\u00edk \tPokud si zvyknete sv\u00e9 p\u0159\u00edjmy a v\u00fddaje zapisovat na pap\u00edr, budete si l\u00e9pe v\u011bdomi, kolik toho vlastn\u011b utr\u00e1c\u00edte. V dne\u0161n\u00edm zrychlen\u00e9m, chaotick\u00e9m sv\u011bt\u011b m\u00e1me m\u00e1lokdy \u010das se zastavit a zamyslet – t\u0159eba i nad t\u00edm, jak a kolik toho utr\u00e1c\u00edme. Se\u0161it, kter\u00fd budete nosit st\u00e1le p\u0159i sob\u011b, V\u00e1m v tom pom\u016f\u017ee.\t\u00a0\t4. Nenakupujte bezhlav\u011b \tV\u0161ichni to zn\u00e1me. V obchod\u011b n\u00e1hodou naraz\u00edme na formi\u010dky na muffiny, na stylov\u00e9 tri\u010dko, kn\u00ed\u017eku, kter\u00e1 se n\u00e1m je\u0161t\u011b nedostala do rukou, nebo podobn\u00e9 zbo\u017e\u00ed, kter\u00e9 jednodu\u0161e nutn\u011b pot\u0159ebujeme. A v tak obrovsk\u00e9 slev\u011b! P\u0159\u00edli\u0161 se nerozm\u00fd\u0161l\u00edme a vysn\u011bn\u00fd p\u0159edm\u011bt si rovnou neseme k pokladn\u011b.\tJen\u017ee slevy nejsou v\u017edycky tak v\u00fdhodn\u00e9, jak se na prvn\u00ed pohled zdaj\u00ed, a tak po t\u00fddnu \u010dasto zjist\u00edme, \u017ee v jin\u00e9m obchod\u011b nab\u00edz\u00ed stejnou v\u011bc – ale mnohem levn\u011bji. Bu\u010fte tedy ve sv\u00fdch n\u00e1kupech v nov\u00e9m roce rozv\u00e1\u017en\u011bj\u0161\u00ed, vyplat\u00ed se V\u00e1m to.\t\u00a0\t5. Nakupujte p\u0159es internet \tA\u0165 kdo \u0159\u00edk\u00e1, co chce, n\u00e1kupy online jsou skv\u011bl\u00e1 v\u011bc. Od potravin po elektroniku, vyu\u017e\u00edvejte internet alespo\u0148 ke srovn\u00e1n\u00ed cen. Nejen \u017ee V\u00e1m to u\u0161et\u0159\u00ed pen\u00edze, ale tak\u00e9 \u010das. Dobu, kterou byste str\u00e1vili hled\u00e1n\u00edm produktu po obchodech, m\u016f\u017eete takhle str\u00e1vit s rodinou nebo p\u0159\u00e1teli.\t\u00a0\tA nejd\u016fle\u017eit\u011bj\u0161\u00ed rada na z\u00e1v\u011br: nevzd\u00e1vejte to! Takov\u00fdch, co boj s novoro\u010dn\u00edmi p\u0159edsevzet\u00edmi vzdali, jsou mraky. Vy se k nim ale p\u0159id\u00e1vat nemus\u00edte. S trochou \u0161t\u011bst\u00ed a pevn\u00e9 v\u016fle se V\u00e1m ur\u010dit\u011b poda\u0159\u00ed dos\u00e1hnout – i kdyby jen d\u00edl\u010d\u00edch – \u00fasp\u011bch\u016f.\tTak a\u0165 je 2019 V\u00e1\u0161 rok!                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak v nov\u00e9m roce u\u0161et\u0159it","item":"https:\/\/www.terranet.cz\/jak-v-novem-roce-usetrit\/#breadcrumbitem"}]}]