[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.terranet.cz\/penize-jako-cesta-ke-svobode\/#Article","mainEntityOfPage":"https:\/\/www.terranet.cz\/penize-jako-cesta-ke-svobode\/","headline":"Pen\u00edze jako cesta ke svobod\u011b","name":"Pen\u00edze jako cesta ke svobod\u011b","description":"Pen\u00edze se m\u016f\u017eou zd\u00e1t jako zd\u00e1nliv\u011b nepot\u0159ebn\u00e1 v\u011bc, ale opak je pravdou. M\u00e9dia a sv\u011bt se n\u00e1s sna\u017e\u00ed p\u0159esv\u011bd\u010dit, \u017ee […]","datePublished":"2025-03-05","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.terranet.cz\/author\/#Person","name":"","url":"https:\/\/www.terranet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"terranet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.terranet.cz\/wp-content\/uploads\/img_a327763_w2591_t1540204448.jpg","url":"https:\/\/www.terranet.cz\/wp-content\/uploads\/img_a327763_w2591_t1540204448.jpg","height":0,"width":0},"url":"https:\/\/www.terranet.cz\/penize-jako-cesta-ke-svobode\/","about":["Finance"],"wordCount":436,"articleBody":"Pen\u00edze se m\u016f\u017eou zd\u00e1t jako zd\u00e1nliv\u011b nepot\u0159ebn\u00e1 v\u011bc, ale opak je pravdou. M\u00e9dia a sv\u011bt se n\u00e1s sna\u017e\u00ed p\u0159esv\u011bd\u010dit, \u017ee \u017eivot nen\u00ed jen o pen\u011bz\u00edch, ale nen\u00ed to tak \u00fapln\u011b pravda. A\u0165 chceme nebo ne pen\u00edze prost\u011b k\u00a0\u017eivotu pot\u0159ebujeme. Minim\u00e1ln\u011b na z\u00e1kladn\u00ed pot\u0159eby jako jsou j\u00eddlo, pit\u00ed, n\u00e1jem nebo o\u0161acen\u00ed.Tyto finance n\u00e1m, ale vysta\u010d\u00ed pouze na uhrazen\u00ed z\u00e1kladn\u00edch v\u00fddaj\u016f a nepom\u016f\u017eou n\u00e1m k\u00a0lep\u0161\u00edmu \u017eivotu. Hodn\u011b \u0159e\u0161en\u00fdm pojmem byl v\u00a0posledn\u00edch letech finan\u010dn\u00ed nez\u00e1vislost, ale \u010dasto lid\u00e9 ani nev\u00ed co takov\u00fd pojem znamen\u00e1. Jedn\u00e1 se tedy o stav, kdy nemus\u00edme \u0159e\u0161it, zda si danou v\u011bc m\u016f\u017eeme dovolit, jestli n\u00e1m bude k\u00a0u\u017eitku nebo jak\u00fd m\u00e1 v\u00fdznam danou v\u011bc nakoupit. Prost\u011b, kdy\u017e ji chceme tak si ji koup\u00edme. V\u011bt\u0161ina lid\u00ed si o tomto stavu m\u016f\u017ee nechat zd\u00e1t. To d\u00e1 rozum, jeliko\u017e v\u011bt\u0161ina b\u011b\u017en\u00fdch zam\u011bstnanc\u016f na takov\u00fd objem pen\u011bz nem\u00e1 \u0161anci dos\u00e1hnout.Jak ale tolik pen\u011bz z\u00edskat? Kl\u00ed\u010dem jsou nejr\u016fzn\u011bj\u0161\u00ed p\u0159iv\u00fdd\u011blky. M\u016f\u017eeme ke sv\u00e9 pr\u00e1ci je\u0161t\u011b nav\u0161t\u011bvovat dal\u0161\u00ed brig\u00e1du, ta n\u00e1m ale sp\u00ed\u0161 vezme \u010das, ne\u017e by n\u00e1m pomohla k\u00a0finan\u010dn\u00ed nez\u00e1vislosti. Dobr\u00fdm zp\u016fsobem, jak p\u0159ij\u00edt \u010destn\u011b k\u00a0pen\u011bz\u016fm je investice. Jedn\u00e1 se ale o velice o\u0161emetnou v\u011bc, proto\u017ee je zapot\u0159eb\u00ed rozum\u011bt fungov\u00e1n\u00ed trhu a jeho z\u00e1konitostem. Na to v\u0161ak pot\u0159ebujeme ur\u010dit\u00e9 vzd\u011bl\u00e1n\u00ed, kter\u00e9 ale nez\u00edsk\u00e1 ka\u017ed\u00fd.Dobr\u00fd zp\u016fsobem, jak investovat i bez vzd\u011bl\u00e1n\u00ed dnes nab\u00edz\u00ed spousta bank. Inzeruje, \u017ee si m\u016f\u017eeme ke spo\u0159\u00edc\u00edmu \u00fa\u010dtu otev\u0159\u00edt tak zvan\u00fd pod\u00edlov\u00fd fond. Jedn\u00e1 se o specializovan\u00fd fond, kde nakupujeme pod\u00edlov\u00e9 listy. Cely princip funguje velice jednodu\u0161e. My si zvol\u00edme m\u00edru rizika. Tedy n\u00edzk\u00e9 riziko, kdy m\u00e1me jistotu vr\u00e1cen\u00ed vkladu, ale velmi n\u00edzk\u00fd v\u00fdd\u011blek. Pot\u00e9 st\u0159edn\u00ed riziko, kdy je m\u00edra ztr\u00e1ty a v\u00fdnosu vyv\u00e1\u017eena pro drav\u011bj\u0161\u00ed klienty a n\u00e1sledn\u011b rizikov\u00e1 investice. Zde je p\u0159ipraveno prost\u0159ed\u00ed pro drav\u00e9 investory, kde nemaj\u00ed jistotu vr\u00e1cen\u00ed vkladu, ale vysokou m\u00edru zisku. U t\u00e9to investice mluv\u00edme v\u017edy o del\u0161\u00edm obdob\u00ed, tedy rozp\u011bt\u00ed minim\u00e1ln\u011b 5 let.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze jako cesta ke svobod\u011b","item":"https:\/\/www.terranet.cz\/penize-jako-cesta-ke-svobode\/#breadcrumbitem"}]}]